Life and Disability Insurance

Life and Disability Insurance

Too often you are the most overlooked or undervalued asset you possess.

If you owned a machine that generated thousands of dollars in income per year, would you buy insurance to protect against possible damage or loss? And wouldn't you want to insure for direct damages, plus coverage for lost income while the machine was broken or worse yet, if it was destroyed.

Have you ever considered that you are like such a machine? Thanks to your efforts, you and your family have food, shelter and possessions. Life and disability insurance provide coverage for your personal wealth-generating machine.

If you are no longer able to provide for your dependents because of death, life insurance is designed to provide assistance for final expenses and ongoing income. If you are unable to work due to sickness or injury, health insurance is designed to cover repair costs, as well as provide an ongoing income during the period you are out of service. And if your injury or illness is more long-term, disability insurance helps supplement your lost income.

For information about Life and Disability Insurance please see Life and Disability Insurance 101, or the articles in the Resources section titled:

What Type of Life Insurance Policy Should You Buy?
How Much Life Insurance Is Enough?
Term vs. Whole Life
Tax Aspects of Life Insurance
Why You May Want to Have Insurance on the Day You Die

If you haven't recently reviewed your family’s life and disability coverage now is the time to do so. Talk to us at the Benson Thomson Agency, Inc., about your specific needs for life and disability insurance so you can choose the coverage that is right for you.

Source – Trusted Choice